Additional protection through insurance
Even if you follow all of the tips provided above, you can unfortunately never be 100% certain that your bicycle trailer will not be stolen – thieves are becoming increasingly professional and clever. In order to make the loss of your trailer a bit less heart-breaking (and expensive), you can look into applicable insurance policies.
A few things to keep in mind when it comes to insurance:
- Bicycle accessories like trailers are often included in standard household insurance policies; however, these policies only cover items that are stolen from a locked room. You can also buy supplementary insurance as an add-on to your household insurance policy – but be sure to read the policy carefully, as certain restrictions may apply: For example, you may have to use a specific type of lock for securing the bicycle and trailer, or the insurance may not cover thefts that occur at certain times of day or night.
- Some insurance companies offer special policies for bicycles, sometimes even with comprehensive cover. In this case, your bike and trailer will also be covered for any damage caused by accidents or vandalism.
Be sure to look into what options are available with your current insurance policy. If you decide to look for a new policy, we recommend using an insurance comparison site!